Earn a second income as a mutual fund distributorYou don’t need a finance degree. You need people who trust you.

Everyone already has a circle — family, colleagues, their housing society, friends — whose savings sit idle in FDs and a bank app. Learn to help the people around you invest well, and earn a recurring trail income as a Mutual Fund Distributor — part-time, alongside your job.

Clear your NISM Series V-A exam, get your ARN, and we support you the whole way. No finance background or existing client list required.

Your circle
People who already trust you
Built on trust
Family
savings idle in FDs
Colleagues
idle in a bank app
Housing society
savings idle in FDs
Friends
idle in a bank app
You
MFD
Your recurring bookbuilds gradually, over years

Starts small. Earned slowly, client by client — and the trail compounds the longer they stay invested.

Registered entity · ARN-325085
Complete NISM to ARN support
Free to start — pay only as you grow

The truth about building a distribution income.

It isn’t passive, and it isn’t overnight. Side-hustle ads sell a fantasy — money pouring in from day one. Real distribution income looks nothing like that. It stays near zero while you learn and earn your first clients, climbs slowly as your book grows, and only becomes meaningful after a couple of years of consistent effort. But once it’s built, it’s yours, and it compounds.

Two income curves

One is a fantasy. One is real work that pays.

The real curve — how it actually builds
The “passive from day one” myth
01
Months 1–6

Learning the ropes and helping your first few clients. Income is near zero — this is the groundwork.

02
Year 1–2

Building your book steadily as more people invest through you and existing SIPs keep running.

03
Year 3+

A book that compounds. Meaningful recurring trail — because your clients stayed invested and grew.

Illustrative shape only — not a projection or a promise of income. What you actually earn depends on how consistently you build your book, investor retention and prevailing SEBI/AMFI regulations.

You’re already doing most of the job.

Successful MFDs aren’t successful because they know every fund. They’re successful because clients trust them. You’ve spent years helping people, handling responsibilities, and earning referrals. Those are the hardest skills to learn. We’ll help you with the rest.
Skills you already have
Guide high-value financial decisions
Build long-term client relationships
Explain money matters in plain language
Handle documentation and compliance
Generate referrals through trust
Stay in touch long after the deal
You already have relationships.
You already have trust.
You already have money conversations.
The biggest myth

“I don’t know
mutual funds.”

Neither did thousands of successful MFDs before they started. Every experienced advisor began exactly where you are today.

The difference?They took the first step.

Your whole practice, in one platform.

An MFD guides clients toward suitable mutual funds for their goals and risk profile — no stock-picking, no market timing. Dhan Saarthi gives you everything to do it well. Pick any capability to see it live.

Dhan Saarthi · Command CentreLive
DashboardLeadsClientsProposalsAnalytics
Assets under advisory
₹6.2 Cr
▲ 12.4%
Active SIPs
318
▲ 26 new
Monthly trail
₹47.2k
▲ compounding
Clients
142
98% retained
AUM growthLast 8 months
Proposal · Sharma Family18s · PDF ready
Prepared for
Rajesh Sharma
Goal · Child’s education · 12 yrs
ध
Monthly SIP
₹25,000
Projected corpus
₹78.4L
Recommended allocation
Large Cap Equity45%
Flexi Cap30%
Debt / Hybrid25%
Saarthi AITalking points
Why should my client pick a flexi cap fund over a large cap?
Saarthi AI

“A flexi cap fund lets the manager move across large, mid and small caps as opportunities shift — giving your client one diversified fund that adapts, instead of being locked to a single segment.”

Simplify furtherAdd a risk note
Portfolio analytics · Mehta portfolio₹42.6L
Portfolio vs benchmark
● Portfolio● Benchmark
Fund overlap
34%
2 funds duplicated
Switch opportunity
+1.8%
lower expense ratio
3 actionable insights foundReview →
Risk profile · Anita DesaiSuitability
Moderately Aggressive
Risk capacity high · tolerance medium
Horizon
12 yrs
Capacity
High
Equity fit
70%
Eight tools → one loginAll-in-one
Without Dhan Saarthi
ExcelWhatsAppPowerPointPDFsMorningstarAMC websitesGoogle SheetsSticky notes
ध
One login.

Proposals, AI, analytics, risk, CRM and the investor app — in a single platform.

Your book. Your number.

Every SIP you start can contribute to your recurring income for years. Instead of chasing the next sale, you build a book that compounds. Move the sliders to picture your own practice.

Imagine your practice

Picture your book in 3 years

Clients onboarded / month4
Average monthly SIP₹8,000
Investment tenure3 yrs
Expected client retention85%
Illustrative — your practice in 3 years
Estimated active clients
115
Projected SIP book / month
₹9.2 L
Estimated assets under advisory
₹2.04 Cr
Illustrative trail income range / month
₹6,806 – ₹15,314

Values are indicative only and not a promise of earnings. Actual income depends on AUM growth, investor retention, commission structures and prevailing SEBI/AMFI regulations.

Like the look of that book?See your book → Become an MFD

From today to your first client. We’re with you at every step.

Step 1

Clear NISM Series V-A

Pass the mandatory certification. We guide your prep end to end.

Step 2

Apply for your ARN

We handle the documentation and AMFI registration for your ARN.

Step 3

Get onboarded

Access your dashboard, investor app, proposal builder and AI tools.

Step 4

Start acquiring clients

Onboard investors, build proposals and earn recurring trail income.

The only thing between you and your ARN is the first step.

We remove the guesswork and the risk. Here’s exactly what you can expect — and what we handle for you.

NISM guidanceARN documentationRegistration supportPlatform onboardingProduct trainingBusiness setupOngoing support

NISM pass-support

Structured prep and mock tests so you clear Series V-A with confidence.

Clear cost & timeline

Know your costs up front: NISM Series V-A exam ₹1,500 + GST (payment gateway charges extra), individual ARN ₹3,000 + GST.

Free to start

Begin exploring and onboarding at no upfront platform cost.

We handle the hard parts

Compliance, product knowledge and client servicing — supported throughout.

Becoming an MFD, explained simply.

The short, honest answers — no sales call required.

Can I do this alongside my job?

Yes — many people build their distribution practice part-time, alongside a full-time job. If you are a salaried employee, check your employer's moonlighting or conflict-of-interest policy first, as some employers restrict outside work or commission income.

I'm a government employee — can I become an MFD?

Generally no. Government service conduct rules bar most employees from running an outside business or earning commission without prior permission, which is rarely granted. Please check your specific service conduct rules before proceeding.

Do I need a finance background or existing clients?

No. You start with the people you already know — family, colleagues, your housing society, friends — and learn the rest as you go. You clear the NISM Series V-A: Mutual Fund Distributors Certification, and Dhan Saarthi supports you through the exam and well beyond.

How long until I earn a meaningful income?

It's a gradual build, not passive income. Realistically it takes a couple of years of consistent, part-time effort before your book is large enough to produce a meaningful recurring trail. It's a real practice you grow over time — and being honest about that is the whole point.

How do I get my ARN?

Clear NISM Series V-A, then apply for your AMFI Registration Number (ARN) through AMFI/CAMS with your KYD and documents. Dhan Saarthi guides every step and handles the paperwork; the ARN is typically issued within a few working days.

What does it cost to start?

Dhan Saarthi is a regular mutual fund distributor, so it earns AMC commission when your clients stay invested — not on transactions. Of that commission, you keep 90% and Dhan Saarthi keeps 10%.

We’re just getting started. You can start with us.

Dhan Saarthi is a new platform, and we’d rather be honest than invent reviews. What we can promise is undivided attention: join our founding cohort of advisors and get hands-on guidance from the team building this — all the way from your NISM exam to your first SIP.

Weeks 1–3

Clear NISM Series V-A

Guided prep and mock tests. Most focused candidates clear the certification in 2–4 weeks.

3–5 working days

Get your ARN

We prepare your documents and file your AMFI registration for your ARN and EUIN.

Your first weeks

Onboard your first SIP

Use the platform to onboard a client you already trust and start your first recurring SIP.

Who you’ll be working with

A team from financial services and product, building Dhan Saarthi for distributors first. When you join early, you talk to us directly — not a ticket queue.

Y
Yashna Bhuwania
Co-founder & CEO
T
Tejas Bhuwania
Co-founder & CTO
H
Harsh Goel
Co-founder & COO
Our promise to founding advisors

Free until your first client.

There is no upfront platform cost. Dhan Saarthi earns a share of the commission only once your clients invest.

Become an MFD. Start today.

Tell us a little about yourself. Our team will help you clear NISM Series V-A, get your ARN, and launch your mutual fund business — with complete support.

No prior MF experience neededFull ARN + NISM supportIndia-wide, fully digital

No obligation · Ask all your questions