Risk Profiling & Suitability Assessment
Know your client before recommending a fund.
Go beyond a simple risk score with financial capacity, behavioural analysis and investor personas — all in one seamless experience.
No upfront cost. We earn only when your clients invest.
Client Risk Profile
Rohan Mehta
Persona
Strategic Planner
Financial Capacity
High
Behavioural Tolerance
Moderate
Emotional Composure
78%
Two Assessments. One Purpose.
Choose the depth that fits your onboarding moment.
Comprehensive Risk Assessment
The full picture — capacity, behaviour and persona in a single, structured evaluation.
- Financial Risk Capacity
- Behavioural Risk Tolerance
- Investor Persona
- Behavioural Bias Analysis
- Risk Flags
- Emotional Risk Composure
- Downloadable Report
Quick Suitability Assessment
A fast, compliant checkpoint for high-velocity onboarding.
- 6 Questions
- Instant Risk Suitability
- Stored securely inside client profile
Perfect for faster onboarding and suitability documentation.
SUITABILITY REPORT
CAPACITY
High
TOLERANCE
Moderate
COMPOSURE
78%
Behavioural Breakdown
Understand more than a risk score.
Most questionnaires stop at Conservative or Aggressive.
Dhan Saarthi combines financial capacity with behavioural analysis to understand how your client is likely to invest, react and make decisions.
Which Investor Persona Are You?
Get matched to one of our proprietary investor personas based on your profile:
Plans with foresight, balancing ambition with a solid roadmap
Finds investing overwhelming and avoids financial decisions
Trusts their own analysis over market noise or herd behavior
Cuts through complexity to make smart, efficient decisions
Leverages trends and timing to ride the wave of opportunity
Invests with clarity, aligning money with specific life goals
Moves deliberately, prioritizing stability over speed
Values advice and validation from trusted social circles
Each persona comes with personalized insights to help you invest smarter.
Behavioural Insights
Understand how your client approaches investing — not just the outcome, but the behaviour behind it.
Measured across five biases: Loss & Regret Aversion, Mental Accounting, Recency Bias, Overconfidence and Herding & Social Influence.
Reflects behavioural tendencies derived from the client's assessment responses.
CAPACITY SCORE BREAKDOWN
out of 100
Moderate — steady but variable income
Strong — 8+ months of expenses covered
Healthy — meaningful capital beyond essentials
Financial Risk Capacity
Assess whether an investor's financial situation supports the level of investment risk they wish to take.
Income Stability
Consistency of earnings over time.
Emergency Fund
Buffer against short-term shocks.
Surplus Strength
Investable capital beyond essentials.
Risk Flags
Emotional Risk Composure
How calmly a client is likely to stay invested through market swings.
Composed & SteadyBuilt for Mutual Fund Distributors
Everything you need to document suitability, at scale.
Digital suitability records
Every assessment stored, timestamped and audit-ready — searchable across your entire client book.
Annual reassessment
Keep profiles current as client circumstances change.
Better client conversations
Lead with insight instead of a generic questionnaire.
Consistent onboarding
The same rigorous process for every client, every time.
Integrated into client profile
Risk data lives alongside holdings, goals and KYC.
Designed for MFD workflows
Built around how distributors actually onboard clients.
Frequently Asked Questions
Pick a slot — see Dhan Saarthi live.
20 minutes, no slides — just the product on your own data.